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FACT or MYTH: If I switch insurance agents, I lose my good loss history.

March 2017

MYTH! This is a common misconception. When switching agencies or insurance companies, your good (or bad!) history is considered in the same way as it is with your current providers.

That information is considered as your new rate is quoted, just as it is considered at your policy's renewal with your current agent and carrier.

For your home policy, a claim can affect your rate for up to six years with some carrier. An auto claim can affect your policy's premium for up to three years.

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