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FACT or MYTH: When you make changes that increase the value of your home, you may also need to increase the coverage limit.

March 2017

FACT! Whether you do it yourself or hire a contractor, remember to update your homeowner insurance as you increase your home’s value.

As you plan your next project, take an inventory of your home’s new features. Consider interior changes as well as exterior. Ask yourself the following:

  • Did you finish out your basement?
  • Did you add square footage?
  • Did you upgrade a basic kitchen to now include granite or other nicer finishings?

These are all factors that were originally considered when your home was valued by your insurance agent. Such interior and exterior improvements can alter your home's replacement cost. After completing any home improvements, call our office at 270-527-8621 to ensure your home remains adequately protected.

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