Personal Risk

How long has it been since you’ve experienced a thorough analysis of your personal risks?  At Peel & Holland, we do more than cover your home and auto.  We take the time to understand your unique risks and work with you to develop a program that protects your assets and gives you peace of mind.

What is personal risk advising?
Life changes – and so should your plan!  Personal risk advising means that we take the time to understand the risks you and your family face and then making purposeful decisions on how to cover those risks.

What risks does Peel & Holland address?

Insurance to Value Many companies refuse to write your personal property at its full replacement value. However, with our carriers, we insure your property to 100% of its value. Instead of being faced with a claim and finding out your property is inadequately covered, rest assured knowing that our Family team has your property sufficiently covered.
Estate Planning Estate planning helps eliminate uncertainties in the handling of your estate. Planning ahead helps eliminate extra administration costs, unnecessary taxes and more. No matter how small or large your estate may be, estate planning is beneficial in ensuring your property goes to the people you want, in the way you want, and when you want.
Professional Liabilities Operating a small, home-based business opens you up to greater liability exposures. We make sure your policy is written in a way that it covers these exposures and protects you and your family.
Board of Director Exposures Did you know that if you sit on the board of a company or a non-profit, your personal possessions are at risk? Our risk management process allows us to design a plan to protect your personal belongings in the event of a liability claim.
Identity Theft Protection Identity theft is one of the fastest growing crimes in America. Even though you may take precautions to reduce the risk of becoming a victim of identity theft, it could happen to anyone. Reclaiming your identity and restoring a damaged credit record following an identity theft can take a considerable amount of time and expense. .
Personal Record of Possessions Keeping a personal record of possessions on hand and for us to include in your client file helps you in the event of a claim. Rarely can people remember every important item they owned, which is what you need to know in the event of a total loss.
Disaster Planning When the Ice Storm of 2009 struck our region, we were one of the first agencies back in operation. We were available when our clients needed us the most. Peel & Holland partners with Agility Recovery to make sure we are prepared for disasters, which helps our clients be prepared for disasters.
And More!