Once you’ve put in the work it takes to establish a benefits package for your employees, it’s easy for employers to think things are all set for a while. Actually, in most cases, things change over time, and your needs may outgrow your existing benefits plan. Premium renewal rates will…
Understanding Medicare is truly a “choose your own adventure” type of experience. Thankfully, you have options available, but it can quickly become overwhelming as you navigate the choices. Do you need Medicare Part A only or do you need Part B? Is Medigap or a Medicare Advantage plan best for…
For most of us across the United States, the months of August and September are “back to school” season, and that means it’s time to crack open the books. Why not join the fun? Whether you manage people, take a more casual interest in Human Resources, want to learn the…
Family pets greet you with affection and melt your heart. Naturally, you want the best for your best friend(s), and that’s where Pet Insurance comes in. To choose the right pet insurance, it’s essential to compare the different coverage options based on cost, value, what’s covered, factors that may affect…
As an employer, you’re responsible for managing an overwhelming number of legal requirements, both at the federal and state levels. To make things worse, other government entities such as the DOL, IRS, HHS and EBSA (just to name a few) are targeting, auditing, and penalizing organizations that fail to comply…
Managing your Employee Benefits can be overwhelming, and annual plan renewal decisions can be even more frustrating when you feel helpless to make effective changes. If you find yourself in a spot that seems like a never-ending race to manage employee expectations while keeping insurance premiums in check, you may…
Donations will support Graves County Board of Education Family Resource Center, Mayfield Independent Schools Student Family Fund, and Marshall County Nonprofit Partnership Foundation. Through a partnership with insurance carrier Delta Dental of Kentucky (DDKY), Peel & Holland was given the opportunity to distribute $75,000 in relief donations to three local…
When winter weather and freezing temperatures are forecasted in our area, it’s time to prepare to avoid potential damage and costly insurance claims. Two important things to consider are water damage from frozen pipes and safety if using a generator. Frozen pipes present an invisible threat – one that you…
For contractors, controlling workers’ comp insurance premiums is imperative. Your employees constantly are in high-risk scenarios because of manual labor, dangerous heights, and heavy equipment. In addition to concerns about high insurance premiums, contractors should note that governments―and many private companies―won’t work with businesses with experience modifcation factor (mod) ratings…
How can you better manage the cost of workers’ comp? As a business owner, understanding your workers’ comp experience modification factor, also referred to as your mod, is a huge deal. Knowing your company’s mod and how it is calculated will help you identify ways to minimize your workers’ comp…
